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Blog by Kristyn Pearce

Are your investment returns a financial mirage?

Are your investment returns a financial mirage?

Kristyn Pearce
Published on: 24/10/2025

Registered accounts aren’t as simple as they seem. Learn the real tax difference between accumulation and distribution, how fees and taxes impact long-term returns, and how to build a balanced retirement strategy that keeps more of your money

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The Uncomfortable Reality of RRSPs

The Uncomfortable Reality of RRSPs

Kristyn Pearce
Published on: 10/10/2025

RRSPs promise tax savings, but many Canadians face massive tax bills later. Learn when RRSPs make sense, where they fall short, and how to protect your retirement savings and legacy from the CRA.

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