Infinite banking is a process, not a product. We use specially designed whole life insurance policies as this has been proven to be the most efficient strategy. Policies are personalized for your situation and can be tailored within any budget. Additionally, policies are set up with a minimum and a maximum that you can pay, allowing for ultimate flexibility.

Remember, this is not an expense. It is simply moving where you store your money.

Not at all! Policies can be placed on infants as young as 14 days, and up to retirement ages. We have strategies that can help you use infinite banking even if you are not insurable!

The time frame depends on the complexity of your needs and your understanding of the concept. We will not submit an application for insurance until we are confident you understand the process and are comfortable with your specific plan. Once an application has been submitted, you can expect it to be approved in in force within a few weeks, though many are approved sooner!

If you are not insurable due to illness or age, you can still own a policy on your spouse, another family member, or even business partners.

Yes! Whole life insurance has been used by the ultra-wealthy for over 100 years to protect their wealth. When policies are designed in a specific way, they can be started on virtually any budget.

There are a few reasons you haven't heard of this.

Consider the below:

1- We don't know what we don't know. This includes advisors, financial planners, and accountants.

2- Arrival Syndrome - Professionals often are not open to learning new ideas, or thinking outside the box.

3- Who benefits from your lack of knowledge?

Absolutely! Every policy must be written on a human life, but the owner and payor of the policy can be another person, corporation or trust.

Whole life insurance is used as an asset class within corporations, and is utilized within a family trust to safeguard family wealth for generations. Just look up "Rockefeller Waterfall Method" for an example spanning decades!

Becoming Your Own Banker can be purchased on Amazon in paperback, audiobook and e-book versions, or contact me to request a copy to be shipped.